Our Qualifications

Managing Partners Joseph "Joe" Budd and Louis "Lou" Melone focus on providing comprehensive financial planning and professional asset management for high net worth individuals, corporations, endowments, and foundations. Both Joe and Lou completed the curriculum at the American College and the certification examination for their CERTIFIED FINANCIAL PLANNERTM certifications. Joe has a Masters Degree of Financial Services from the American College as well as the ChFC designation. Joe holds a Bachelor’s Degree from Walsh College of Accountancy and Business Administration. Lou has a Bachelor’s Degree from Northern Michigan University. Joe and Lou are members of the Financial Planning Association (FPA), the FPA speaker’s bureau and Walsh College Business Leadership Institute. They have conducted many workshops for business owners, corporations, trade associations like the MACPA, and individual investors on a wide range of topics.